Hackers broke into Fairfax County VA Public Schools and stole employee names and social security numbers (and some health insurance information), according to NBC Washington. Hackers demanded ransom to prevent release of the information. The hack likely followed a phishing attack.
This would put anyone on the list at risk for identity theft. Still you wonder why lenders get duped into creating accounts for fictitious people. I sometimes see emails for Amazon and Apple purchases that don’t show up on my own cards (the Apple purchases are in third world countries or former Russian republics).
I worked as a substitute teacher 2004-2007 but doubt they would have my info there now.