Tuesday, August 25, 2009

Beware of phishing with debt collection emails

Today I got a debt collection notice by email, with instructions to “settle” for $79 by paypal. Of course, I marked it as spam. Curiously, AOL had let it through, and Spysweeper did not flag it.

The email did not have the mini Miranda worded correctly, and did not identify the supposed creditor. Furthermore, my credit reports are clean (there was one small medical bill that a doctor mis-submitted but that was for considerably more than $79).

As far as I know, you must be contacted by phone or US mail to collect a debt. The phone call must start with the Mini-miranda, must identity the creditor and amount.

So phony debt collection notices may be the next type of phishing attacks.

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