Friday, October 22, 2010

"Annual Credit Report" has some changes this time; including an id security score from TU

Yesterday, I pulled up my annual free reports at “annualcreditreport.com” (not “free credit report).

Experian charged $7.95 for a Vantage score (max 990) Equifax charged for a FICO score (max 850). Trans Union offered a free Vantage score for a one week trial, followed by a $14.95 subscription for monitoring,

Trans Union also offered an identity theft risk assessment, where low 200’s was low risk.

Only Equifax specifically offered a line on public records (none) this time, as far as I could see. It would be important to make sure there were no default judgments against oneself, which could happen because of identity theft.

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