Now all three major credit reporting companies are having trouble processing requests for credit report freezes due to increasing volume, NBC story here.
Equifax has refused NBC's request for an interview.
All the companies say they are authorizing overtime.
Again, consumers need to watch all their financial statements for unusual charges. The most problematic situation would be when consumers apply for credit (loan) and find incorrect accounts in their names.
As I've indicated here before (Sept. 2006), a mechanism to use NCOA could force automatic notification of all consumers of any new accounts in their names (similar to email verification for lists). It has not been done.
My own Equifax subscription notification service did work this morning and provided an updated credit report showing no problems (yet).
Keep in mind that criminals could use stolen information many years into the future.