Tuesday, March 19, 2019

"Suprise medical bills" not covered by insurance can lead to granishments, liens

Tonight, NBC News reported the problem of “surprise medical bills”, resulting in liens and even garnishments in New Hampshire, Vermont, Colorado, Oklahoma, Nevada and Ohio.

Lindsey Bomnin and Stephanie Gosk provided the story.

In one case, a woman had a normal appendectomy, only to get an extra bill for over $4000 from a surgeon, who might have been out-of-network, even though she repeatedly checked in her insurance during the hospitalization.

With my acetabular hip fracture in Minnesota in 1998, I ran into problems with some of the after care, in the rehab, but eventually “won” the argument.  Ironically the surgical device at the University of Minnesota was “free” because it was brand new and experimental (it worked perfectly).

I worked for a debt collection agency, RMA, in St. Paul in the summer of 2003 and might have wound up working in medical collections had I stayed, because I knew a lot about health care.

The arguments posed by debt collectors were “you used to service ….” – personal responsibility carrued to an extreme degree.

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