Saturday, August 24, 2019

Arrest warrants for people who miss court appearances due to student loan debt?

Arielle Gray reports in the Huffington Post that she received a letter, in Boston,  informing her of an arrest warrant regarding collection of unpaid student loans.
Well, it was a “civil warrant”.  Apparently you can get this kind of notice if you don’t show up in court for resolving a debtor’s plan.
Dean Pyles discusses the law on nerd wallet.  

I can remember, when working for RMA, a collection agency, in Minnesota in 2003, one debtor (with a small balance of $60) asked if I would pay his debt personally if I had the nerve to call him (which was my job).

Wednesday, August 21, 2019

RealID notice: You need to "get it done" by Oct 1, 2020

NBC News tonight reminded viewers that people needing to board even domestic flights or enter federal property will need REAL ID stars on their driver’s licenses by Oct. 1, 2010.

Virginia’s strike page for the requirement is this, leading to this.

Legal presence in the US can be established with an unexpired passport. Residency may be trickier, and require a mailed utility bill, mortgage statement, or something similar, with postmark (from a recognizable business), to your residence (not to a mailbox store). You will need your actual physical social security card, too.

It also leads to a secondary page
I see that I last mentioned RealID here back in 2009.

Friday, August 09, 2019

A brief look at identify verification services

I don’t think I’ve mentioned that there are businesses that offer ID verification, to other businesses.
Tony Raval provides an article for Forbes in December 2018.

The article offers a larger variety of databases that could be used for cross verification.  In the past (Sept 2006) I suggested that the USPS could provide the basis for such a system.
Facebook has tried to use advertisers to verify identities of persons who want to have their business pages boosted.

A book "The Fifth Domain" by Richard A. Clarke and Robert K. Knake talks about the system called ReallyU. 

Wednesday, August 07, 2019

Are people with unusual names more immune to identity theft? what about wrongful arrest?

Marketwatch has a an article from Dec. 2017 (post Trump) ratifying the idea that people with common names may be more vulnerable to identity theft.

However people with foreign names (even mine) may have more namesakes than they think.  (This can become a problem with domain names and trademarks.)

The article notes the possibility that if you are stopped by police you could be held if someone had committed a crime in your name. It lists states that have "identity theft passport programs") and they include Virginia.

Some employers require credit checks before and during employment and require associated to take ultimate responsibility for protecting their own identities.  This may be more difficult for people with common names. This was the case with my last employer in Texas in the 1980s, when ID theft was much less common.